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Guides

Step-by-step answers to the legal problems people actually have in India — written in plain English, with the Tamil Nadu specifics marked. Nothing here is behind a signup or a payment, and every one of them tells you when you would be better off with an advocate.

Something has gone wrong

You are in the middle of it right now. These are the step-by-step ones — what to do, in what order, and what will damage your own position.

Landlords

Tenant not paying rent — and not vacating

The order the two problems have to be tackled in, the evidence to gather first, and the six things landlords do in month four that wreck their own case.

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Anyone owed money on a cheque

A cheque you were given has bounced

The three Section 138 clocks and the date each one actually counts from, the five documents to gather, and the demand-amount mistake that spoils good cases.

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Tenants

Landlord won't return your deposit

For tenants: what to ask for in writing, how to make him itemise a deduction, what the first step really costs against a deposit worth lakhs, and the Chennai deposit reality.

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Plot owners

Someone is on your land

For plot owners on the Chennai outskirts: the patta, FMB sketch and EC to pull, how to prove what is happening with dates, and why waiting is the one dangerous option here.

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Former employees

FnF settlement not paid after you left

For employees whose full-and-final settlement and documents went quiet at once: what to demand together, the one clock that matters, and what a formal notice costs against months of silence.

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Freelancers & consultants

Client stopped paying, and stopped replying

For freelancers and consultants: what to send before a formal notice, the one clock that matters, and what a notice costs against a client who's gone quiet.

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Anyone who received a notice

Is this legal notice real?

You received something that looks legal and frightening. How to tell a genuine notice from a fake, and what the real deadline is.

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Borrowers

Loan app threats and harassment

Those messages are not legal notices. What is unlawful about the harassment, how to save evidence, and where to report it.

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Anyone who received a document

Notice vs summons vs court order

Three very different documents that all feel like the same emergency. Which one you are holding, and how urgent it actually is.

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For bank customers

Bank froze your account, or a debit you never made

The three-working-day RBI rule that decides whether you bear the loss, and what a frozen account needs instead.

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For patients and families

Hospital overcharged you, or treatment went wrong

Which of the three forums can actually pay you, and the records to request before they get harder to obtain.

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For any consumer

A wrong electricity bill

Electricity has its own free forum and its own Ombudsman. The order, the deadlines, and the evidence that decides it.

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For travellers and senders

Courier lost your package, airline lost your bag

The caps to know before you argue, and the report you must file before you leave the airport.

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For online buyers

You paid an online seller and got nothing

One question decides your whole route: is the seller identifiable, or has the account vanished? The fork, and what works on each side of it.

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For flat owners and tenants

Your society is charging something odd

What a society's bye-laws actually let it do, and a ladder that does not start with a fight you have to live beside.

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For employees, borrowers and tenants

You gave someone a blank or security cheque

Why “it was only security” is not by itself a defence, the two things that stop such a cheque being presented, and the point at which this stops being a document you buy and becomes an advocate's matter.

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For employees and interns

Employer wants money before releasing you

A bond amount, a training cost, or a notice period you are told to buy out — what Section 74 says that figure is worth, and where this stops being a document you buy.

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For employees and students

Employer or college holding your certificates

Separate the documents from the money, and the parallel step that removes the leverage entirely.

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Before you pay anyone

The questions worth answering before money leaves your hands — ours or an advocate's.

Tamil Nadu specifics

Rules and procedures that are particular to this state, written for people actually dealing with them.

After you sign

The part almost everybody skips. What has to happen once a document is executed for it to actually protect you.

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Agreements.co.in provides legal information, not legal advice. These guides describe procedure and general position and are not a substitute for an advocate advising on your own facts. Law and procedure differ by state.